How to Buy Laptop on EMI Without Credit Card?

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Buying a laptop has become a necessity these days. While it is a strategic investment, the amount of a laptop primarily depends on the features. The more advanced the features, the higher the price of the laptop. If you are unable to pay all in one go, you can opt for the EMI option. Plus, you don’t even need a credit card to tackle this burden. In this guide, we will share some easy ways on how you can buy  laptop on EMI without credit card. 

Debit Card EMI 

Many of us often prefer debit cards because we are unable to maintain credit cards. Don‘t worry about those high credit card bills. Many banks and institutions even offer EMI plans on debit cards. It will function similarly to credit cards and the amount will be deducted from the bank account. Make sure that your account is funded properly to avoid any fines or penalties. Besides, this option may not be available for each offer or bank. 

No-Cost EMI Options

Choosing a no-cost EMI option can be excellent for many. Popular e-commerce platforms including Amazon, Flipkart, and Myntra offers no-cost EMI options through partnerships with other financial service providers. For instance, third-party lenders like ZestMoney and Bajaj Finserv offer these. The best part is that you can choose the monthly incurring installments and prevent any additional costs. Add relevant account details and the money will be debited automatically. Buy Laptop on EMI or make any other major purchase with this offer of a no-cost EMI option. 

Buy Now, Pay Later Services

You can buy laptops at best price by availing of the Buy Now, Pay Later services. There are multiple companies like Simpl, LazyPay, and more. These allow customers to split their payments without the need for a credit card. Start by applying for BNPL service. Once approved, you can make your purchase or buy laptop on EMI without any hassle. Mostly, there are instant approvals and flexible payment tenures. This ensures you don’t face any challenges and can pay the amount at your own pace. 

Consumer Durable Loans 

Well, taking a consumer durable loan is another popular option to avail EMI without credit card. Start by applying for a consumer loan from a bank or a financial institution. If approved, you will have to repay the amounts in installments with an interest rate. Make sure to review the interest rates before proceeding to get the laptops at best price from myG Laptops, a reputed mobile and electronic service provider in India. 

Pay Later via Digital Wallets  

If you want to buy laptop on EMI without credit card, you can consider this option too. Multiple digital wallets allow you to pay later with minimal interest rates or zero interest rates. Check with your preferred wallet for options and terms. 


Buying a laptop on EMI is easier than ever and that too, without a credit card. You can check out these options to buy laptop on EMI. Just like the specifications of the laptop, make sure to read the instructions and terms of these methods. You can check out myG laptops for the best collection. They offer excellent support which will make the process even more seamless. 



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